01-08-2001 - November 2001 Treasurer's ReportCity of West Covina
Memorandum
AGENDA
Item No. C- 5
Date
TO: Andrew G. Pasmant, City Manager and City Council
FROM: Artie A. Fields, Acting Finance Director
SUBJECT: NOVEMBER 2001 TREASURER'S REPORT
SUMMARY:
January 8, 2001
This staff report serves as a transmittal of the monthly Statement of Treasurer's Accountability
and provides a brief explanation of that report.
BACKGROUND:
Section 53646 of the Government Code requires a city's- treasurer or chief fiscal officer to submit
quarterly reports to their legislative body. This report is to include the type of investment, issuer,
date of maturity, par and dollar amount invested on all securities, investments and money held by
the local agency. It must also include a statement that the portfolio is in compliance with the
City's investment policy or manner in which it is not in compliance and note the ability of the
local agency to meet its expenditure requirements for the next six months or provide an
explanation as to why sufficient money may not be available. On January 1, 2001, AB943 took
affect, amending the law to also require local agencies to submit reports to the State of California
for the second and fourth quarters of each year. The June 2001 report was the first report
submitted to the State.
DISCUSSION:
Treasurer's reports are submitted to the West Covina City Council monthly. The November
Report (shows the City's portfolio decreased from $65,457,975.12 on October 31, 2001, to
$63,470,317.05 on November 30, 2001). Beginning with the May report, average maturity
information has been provided for investments in the City's portfolio. The overall average
maturity of the portfolio is 1,598 days or approximately four years. This unusually long maturity
is caused by two, long term, high interest investments made in the early 1980s, which constitute
approximately twenty percent of the portfolio. Approximately fifty percent of the portfolio is on
.deposit in the Local Agency Investment Fund (LAIF). These funds are completely liquid since
the City could withdraw them at any time. The remaining thirty percent of the portfolio has an
average maturity of less than two years. An explanation of the Treasurer's report features has
been attached.
RECOMMENDATION:
It is recommended the City Council receive and file this report.
Prepared by
Q ._SLV
Dennis Swink Artie
Controller Acting
and d by
.el s
ce Director
M
•
How to Read the Treasurer's Report
Summary Page. The monthly treasurer's report is comprised of two documents. The first
provides a one -page summary of investments (Attachment -A).
• A-1 provides a general description of investment type.
• A-2 shows the balances for each investment type as of the end of the prior month.
• A-3 shows how much was deposited in each category during the month.
• A-4 shows withdrawals.
• A-5 shows the balances in each investment category at the end of the month.
• A-6 shows what percentage of the portfolio is invested in each investment category.
• A-7, located in the left hand margin denotes an asterisked note, which states:
"NEGATIVE BALANCE REFLECTS OUTSTANDING CHECKS". This refers to the
negative bank balances shown in columns A-2 and A-5. These negative numbers are the
result of a sweep account the City has set up with Wells Fargo bank. This enables us to
keep -the majority of our funds on deposit in an interest bearing account until outstanding
checks clear the bank. When a check does clear, the required funds are automatically
swept in from the interest bearing account into the checking account. With this
arrangement, it is not uncommon for the City to have outstanding checks in an amount
that exceeds the money on deposit in our Wells Fargo Checking Accounts. When this
happens, these accounts show a negative balance. This should not be a concern as long
as the amount on deposit in the Wells Fargo Sweep account is sufficient to cover the
outstanding checks.
• A-8, located in the left hand margin highlights the statements regarding compliance with
the City investment policy and sufficient cash flow available to meet expenditures for the
next six months. As discussed earlier, these statements are required.
• A-9 in the left hand margin and A-10 provide a kind of scorecard comparing the interest
earned to six month treasury bills
Portfolio Details. The second part of the report provides detailed information on individual
investments as illustrated in Attachment-B.
• B-1 lists the investment number assigned by City staff for tracking purposes.
• B-2 lists investment type. (This information is required.) These are shown in their
abbreviated form. The full titles of these abbreviations are in A-1 on the summary page.
• B-3 lists the issuer. (This information is also required.)
.• B-4 shows the date of purchase.
• B-5 shows the maturity date. (This information is required.)
• B76 shows the average days to maturity for each class of investment.
• B-7 lists the CUSIP number.
• B-8 lists the interest rate. -
• B-9 lists the yield.
• B-10.1ists the cost of each investment. (This information is required.)
• B-11 lists the PAR value. (This information is required.)
• B-12 lists the market value as of the end of the current month. (This information is
required.)
• B-13 lists the market value as of the end of the previous month.
• B-14 tells the reader that the market values are provided by Union Bank.
CITY OF WEST COVINA
STATEMENT OF TREASURER'S ACCOUNTABILITY
JULY 31, 2001
A-1 A-2 A-3 A-4 A-5 A-6
TYPES OF DEPOSITS: JUNE 30 DEPOSITS WITHDRAWALS July 31
CHECKING ACCOUNTS
WELLS FARGO GENERAL CHECKING $ 110,463.49 13,383,165.05 $ 13,365,850.43 $ 127,778.11
WELLS FARGO GENERAL AUTO & LIABILITY (8,471.37) * 21,230.41 49,335.23 (36,576.19)
WELLS FARGO WORKER'S COMPENSATION (40,325.41) * 74,199.32 106,744.54 (72,870.63)
WELLS FARGO PAYROLL (231,925.22) * 2,341,194.25 2,184,280.66 (75,011.63)
WELLS FARGO BAIL/FINE -
WELLS FARGO CDBG DEFERRED LOAN PROGRAM 120,913.84 199.42 - 121,113.26
PACIFIC WESTERN NAT BANK DEFERRED LOAN PROGRAM 110,542.95 200,124.35 - ' 310,667.30
SUB -TOTAL $ 61,198.28 $ 16,020,112.80 $ 15,706,210.86 $ 375,100.22 0.543%
OTHER INVESTMENTS:
WELLS FARGO SWEEP $ 2,982,024.45 $ 5,494,859.08 $ 6,640,255.50 $ 1,836,628.03 2.658%
ESCROW ACCOUNT 37,569.28 111.36 5.00 37,675.64 0.055%
FEDERAL HOME LOAN BANK (FHLB) 6,959,010.00 - - 6,959,010.00 10.070%
FEDERAL FARM CREDIT BANK (FFCB) 3,486,225.00 - 2,990,790.00 495,435.00 0.717%
FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA) 6,695,593.75 1,000,000.00 5,695,593.75 8.242%
FEDERAL HOME LOAN MORTGAGE CORPORATION (FHLMC) 10,199,962.50 - 10,199,962.50 14.759%
CORPORATE MEDIUM TERM NOTES (MTN) 919 - - 9,988,553.47 , 14.453%
LOCAL AGENCY INVESTMENT FUND - CITY (LAIF) P372,959.35 364,609.87 30,000,000.00 43:410%
LOCAL AGENCY INVESTMENT FUND - W.C.P.F.A..(LAIF) 1 3 1,826.66 139,861.52 0.202%
LOS ANGELES COUNTY POOL (LACIP) 5 5 . 3,303,408.67 500,000.00 3,380,764.18 4.892%
SUB -TOTAL 71,055,979.34 $ 9,173,165.12 $ 11,495,660.37 $ 68,733,484.09 99.457%
TOTAL $ 71,117,177.62 $ 25,193,277.02 $ 27,201,871.23. $ 69,108,584.31 100%
A-7 *NEGATIVE BALANCE REFLECTS OUTSTANDING CHECKS
A-8 It has been verified that this investment portfolio is in conformity with the City of West Covina's investment policy which was approved by the City Council on May 1, 2001.
.The investment portfolio provides sufficient cash flow liquidity to meet estimated expenditures for the next six months. This report is accurate with respect to all information received as of August 31
A-9 EARNED INTEREST YIELD THIS PERIOD: 5.565% A-10 SIX-MONTH TREASURY BILL YIELD: 3.45%
. REVIEWED BY: PREPARED BY:
Dennis Swink, City Controller Angel F. Patena, Departmental Aide
SUBMITTED BY:
Artie Fields, Acting Finance Director
APPROVED BY:
Marian V. Smithson, City Treasurer
B-1 B-2 B-3
City of West. Covina Portfolio Details
July 31; 2001
B-4 B-5 B-6 B-7 B-8 B-9 B-10
B-11 B-12 B-13
AVERAGE
7/31/2001
6/30/2001
INVESTMENT
INVESTMENT.
ISSUER
PURCHASE
MATURITY
DAYS TO
CUSIP
RATE
YIELD
COST
PAR
MARKET
MARKET
NUMBER
TYPE
DATE
DATE
MATURITY
VALUE *
VALUE
5485
FFCB
U.S. GOVERNMENT AGENCY
5486
FFCB
U.S. GOVERNMENT AGENCY
5488
FFCB
U.S. GOVERNMENT AGENCY
5465
FFCB.
U.S. GOVERNMENT AGENCY
5487
FHLB
U.S. GOVERNMENT AGENCY
5489
FHLB
U.S. GOVERNMENT AGENCY
5496
FHLB
U.S. GOVERNMENT AGENCY
5444
FHLB
U.S. GOVERNMENT AGENCY
5445
FHLB
U.S. GOVERNMENT AGENCY
5450
FHLB
U.S. GOVERNMENT AGENCY-
5473
FHLB
U.S. GOVERNMENT AGENCY
4770
FHLMC
U.S. GOVERNMENT. AGENCY
2454
FNMA
U.S. GOVERNMENT AGENCY
5451
FNMA
U.S: GOVERNMENT AGENCY
5475
FNMA
U.S. GOVERNMENT AGENCY
4693
LACIP
LOS ANGELES COUNTY TREASURER
3914
LAIF
STATE OF CALIFORNIA
5273
LAIF
STATE OF CALIFORNIA
5476
MNYMKT
MARQUETTE NATIONAL BANK
03/02/00 07/02/01 31331 HZF7
03/03/00 07/27/01 31331HD46
03/03/00 10/01 /01 31331 HG35
01/14/99 01/14/02 31331RT96
61
03/08/00 09/17/01 0
03/08/00 ji1 / 55/0 E8
06/13/00 3133M9FE7
/ / 2 3133M34N2
/ i 3 3133M3DQ5
/ 07/07/03 3133M4SW4
02/24/99 02/24/04 3133M7KE5
460
06/01/86 06/01/16 313400MC4
5341
12/10/85 12/10/15 . 313586UB3
07/09/98 07/09/03 31364FX22
07/15/99 07/15/04 31364G2R9
3831
5.8750
5.9500
Matured 07-02-01
1,000,000.00
Matured 07-02-01
Matured 07-02-01
6.5500
6.5900
Matured 07-27-01
1,000,000.00
Matured 07-27-01
Matured 07-27-01
6.0000
6.0800
495,435.00
500,000.00
. 501,955.00
501,875.00
5.4000
5.5500
Called 07-14-01
1,000,000.00
Called 07-14-01
Called 07-14-01
5.8750
6.0000
6.0000
6.0700
6.0050
6.0000
5.7550
8.2500
10.3500
5.9000
6.5300
04/20/92
12/31/99
See Note
N/A
4.6300
10/19/89
12/31/99
173
N/A
4.6350
12/01/93
12/31/99
See Note
N/A
4.6350
04/01/99
04/01/04
See Note
N/A
3.5500
495,435.00
3,500,000.00
501,955.00
501,875.
5.9600
989,190.00
1,000,000.00
1,002,340.00
1,002,810.00
6.0500 .
989, 360.00
1,000,000.00
1,007,030.00
1,007,500.00
6.9792
980,460.00
1,000,000.00
1,024,060.00
1,020,780.00
6.2100
1,000,000.00
1,000,000.00
1,025,940.00
1,023,750.00
6.2000
1,000,000.00
1,000,000.00
1,032,500.00
1,026,410.00
6.2100
1,000,000.00
1,000,000.00
1,035,000.00
1,027,030.00
6.0700
1,000,000.00
1,000,000.00
1,001,250.00
1,002,340.00
6,959,010.00
7,000,000.00
7,128,120.00
7,110,620.00
7.6100
10,199,962.50
9,555,000.00
11,567,474.10
11,127,084.15
10,199,962.50
9,555,000.00
11,567,474.10
#REFI
8.1400
3,688,593.75
3,000,000.00
4,235,160.00
4,086,090.00
6.1600
Called 07-09-01
1,000,000.00
Called 07-09-01
Called 07-09-01
6.7500
2,007,000.00
2,000,000.00
2,049,380.00
2,045,000.00
5,695,593.75
6,000,000.00
6,284,540.00
6,131,090.
4.6300
3,380,764.18
3,380,764.18
3,380,764.18
3,380,764.18
4.6350
30,000,000.00
30,000,000.00
30,000,000.00
30,000,000.00
4.6350
139, 861.52
139, 861.52
139, 861.52
139, 861.52
3.7200
37,675.64
.37,675.64
37,675.64
37,675.64
City of West Covina Portfolio Details
July 31, 2001
AVERAGE
7/31/2001
6/30/2001
INVESTMENT
INVESTMENT
ISSUER
PURCHASE
MATURITY
DAYS TO
CUSIP
RATE
YIELD
COST
PAR
MARKET
MARKET
NUMBER
TYPE
DATE
DATE
MATURITY
VALUE*
VALUE*
5457 MTN NATIONSBANK CHARLOTTE NC 08/03/98 08/01/01 63858JEE5 5.8500 5.9700 1,000,000.00 1,000,000:00 1,000,000.00 1,001,480.00
5463 MTN MERRILL LYNCH & CO INC 01/14/99 12/10/01 59018SC85 6.1000 6.2200 1,015,060.00 1,000,000.00 1,009,130.00 1,010,340.00
5499 MTN ASSOC. CORP OF N.A. 06/16/00 09/30/02 045906KB9 6.7300 7.3293 987,540.00 1,000,000.00 1,028,940.00 1,028,490.00
5460 MTN MERRILL LYNCH & CO INC 10/05/98 02/12/03 590188HZ5 6.0000 6.2000 2,015,010.00 2,000,000.00 2,050,640.00 2,034,420.00
5462 MTN SALOMON SMITH'BARNEY HLDGS I 10/14/98 05/15/03 79549BCL9 6.2500 6.4900 1,000,950.00 1,000,000.00 1,029,220.00 1,020,280.00
5491 MTN. COMMERCIAL CREDIT COMPANY 04/24/00 08/01/04 201615DS7 6.5000 6.7500 972,370.00 1,000,000.00 1,039,310.00 1,023,430.00
5493 MTN GENERAL ELECTRIC CAPITAL CORP 06/15/00 02/15/05 36962GUM4 .2 7.1701 1,002,970.00 1,000,000.00 1,078,280.00 1,061,590.00
5494 MTN FORD MOTOR CREDIT CO 06/15/00 03/15/05 345397 7.6000 995,903.47 1,000,000.00 1,057,520.00 1,039,040.�
5495 MTN HEWLETT-PACKARD CO 06/15/00 06/15/05 7.1792 998,750.00 1,000,000.00 1,049,100.00 1,034,680.
4 9,988,553.47 10,000,000.00 10,342,140.00 #REFI
STOCK ** SOUTHWEST WATER COMPANY 04/16/86 001-751- 4533110 N/A Sold 07-11-01 Sold 07-11-01 Sold 07-11-01 Sold 07-11-01
1551 TOTALS: 66,896,856.06 69,613,301.34 69,382,530.44 #REFI
B-14 * MARKET VALUES HAVE BEEN PROVIDED BY UNION BANK.
Note: Average Maturity - Liquid, variable rate interest accounts including the Wells Fargo Sweep, LACIP and the Marquette Money Market were not included in calculation of average maturity . .
because the City has no control over the term of underlying investments and funds can be withdrawn at any time. LAIF was included because excluding this sizeable balance skews the overall average.
**.Southwest Water Company was sold in July 2001.
CITY OF WEST COVINA
STATEMENT OF TREASURER'S ACCOUNTABILITY
NOVEMBER 30, 2001
TYPES OF DEPOSITS: OCTOBER 31 DEPOSITS WITHDRAWALS NOVEMBER 30
CHECKING ACCOUNTS
WELLS FARGO GENERAL CHECKING
$ (44,094.10) * .
' 9,611,320.42
$
9,220,079.31
$
347,147.01
WELLS FARGO GENERAL AUTO & LIABILITY
(21,178.06) *
25,740.85
27,516.52
(22,953.73) "
WELLS FARGO WORKER'S COMPENSATION
(40,009.61) *
77,731.51
87,065.12
(49,343.22)
WELLS FARGO PAYROLL
(32,014.41) *
3,047,659.59
3,095,293.02
(79,647.84) *
WELLS FARGO BAIL/FINE
-
1,910.00
910.00
1,000.00
WELLS FARGO CDBG DEFERRED LOAN PROGRAM
121,237.09
51.50
-
121,288.59
PACIFIC WESTERN NAT BANK DEFERRED LOAN PROGRAM
331,992.97
17,461.78
103,521.84
245,632.91
SUB -TOTAL
$ 315,933.88
$ 12,781,875.65
$
12,534,385.81
$
563,423.72
0.888%
OTHER INVESTMENTS:
WELLS FARGO SWEEP
$ 910,679.35
$ 2,925,977.39
$
3,180,399.69
$
656,257.05
1.034%
ESCROW ACCOUNT
37,977.06
79.13
-
38,056.19
0.060%
FEDERAL HOME LOAN BANK (FHLB)
4,969,620.00
-
989,360.00
3,980,460.00
6.271 %
FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA)
5,695,593.75
-
-
5,695,593.75
8.974%
FEDERAL HOME LOAN MORTGAGE CORPORATION (FHLMC)
10,199,962.50.
-
-
10,199,962.50
16.070%
CORPORATE MEDIUM TERM NOTES (MTN)
8,988,553.47
-
-
8,988,553.47
14.162%
LOCAL AGENCY INVESTMENT FUND - CITY (LAIF)
30,000,000.00
-
-.
30,000,000.00
47.266%
LOCAL AGENCY INVESTMENT FUND - W.C.P.F.A. (LAIF)
141,435.69
-
-
141,435.69
0.223%
LOS ANGELES COUNTY POOL (LACIP)
4,198,019.42
1,008,555.26
2,000,000.00
3,206,574.68
5.052%
SUB -TOTAL
$ 65,142,041.24
$ 3,934,611.78
$
6,169,759.69
$
62,906,893.33
99.112%
TOTAL
$ 65,457,975.12
$ 16,716,487.43
$
18,704,145.50
$
63,470,317.05
100%
*NEGATIVE BALANCE REFLECTS OUTSTANDING CHECKS .
It has been verified that this investment portfolio is in conformity with the City of West Covina's investment policy which was approved by the City Council on May 1,
2001.
The investment portfolio provides sufficient cash flow liquidity to meet estimated expenditures for the next six months. This report is accurate with respect to all information
received as
of December 28, 200-
EARNED INTEREST YIELD THIS PERIOD: 4.908% SIX-MONTH TREASURY BILL YIELD:" 1.88%
REVIEWED BY: P EPA B/
Dennis Swink, City Controller An el . P terla, Departmental Able
SUBM ED B ',. �� % 7 OVED BY: f
Artie elds, ct ng Finance or arian V. S thson, City Treasurer
•
•
City of West Covina Portfolio Details
November 30, 2001
AVERAGE
11/30/2001
10/31/2001
INVESTMENT
INVESTMENT
ISSUER
PURCHASE
MATURITY
DAYS TO
CUSIP
RATE
I
YIELD
I
COST
I
PAR
I
MARKET
I
MARKET
NUMBER
TYPE
DATE
DATE
MATURITY
VALUE'
VALUE"
5489
FHLB
U.S. GOVERNMENT AGENCY
5496
FHLB
U.S. GOVERNMENT AGENCY
5444
FHLB
U.S. GOVERNMENT AGENCY
5445
FHLB
U.S. GOVERNMENT AGENCY
5450
FHLB _
U.S. GOVERNMENT AGENCY
4770
FHLMC
U.S. GOVERNMENT AGENCY
2454
FNMA
U.S. GOVERNMENT AGENCY
5475
FNMA -
U.S. GOVERNMENT AGENCY
4693
LACIP
LOS ANGELES COUNTY TREASURER"
3914'
LAIF
STATE OF CALIFORNIA
5273
LAIF
STATE OF CALIFORNIA
5476
MNYMKT
MARQUETTE NATIONAL BANK
03/08/00
11/15/01
3133MABE8
6.0000
Matured 11/15/01
Matured 11/15/01
Matured 11/15/01
Matured 11/15/01
06/13/00
08/15/02
3133M9FE7
6.0000
5.8500
980,460.00
1,000,000.00
1,026,410.00
1,031,560.00
04/22/98
10/22/02
3133M34N2
6.0700
5.8700
1,000,000.00
1,000,000.00
1,033,590.00
1,035,620.00
04/23/98
.04/23/03
3133M3DQ5
6.0050
5.7400
1,000,000.00
1,000,000.00
1,045,940.00
1,049,220.00
07/07/98
07/07/03
3133M4SW4
6.0000
5.7200
1,000,000.00
1,000,000.00
1,049,690.00
1,054,220_
415
3,980,460.00
4,000,000.00
4,155,630.00
4,170,620.
06/01/86
06/01/16
313400MC4
8.2500.
6.7500
10,199,962.50
9,555,000.00
11,682,516.30
12,291,647.55
5221
10,199,962.50
9,555,000.00
11,682,516.30
12,291,647.55
12/10/85
12/10/15
313586UB3
10.3500
7.2800
3,688,593.75
3,000,000.00
4,265,610.00
4,476,570.00
07/15/99
07/15/04
31364G2R9
6.5300
6.3600
2,007,000.00
.2,000,000.00
2,054,060.00
2,058,740.00
3716
5,695,593.75
5,000,000.00
6,319,670.00
6,535,310.00
04/20/92
12/31/99
See Note
N/A
3.8200
3.8200
3,206,574.68
3,206,574.68
3,206,574.68
3,206,574.68
10/19/89
12/31/99,
185
N/A
3.5260
15260
30,000,000.00
30,000,000.00
30,000,000.00
30,000,000.00
12/01/93
12/31/99
See Note
N/A
3.5260
3.5260
141,435.69
141,435.69
141,435.69
141,435.69
04/01/99
04/01/04
See Note .
N/A
2.5600
2.5600
38,056.19
38,056.19
,38,056.19
38,056.19
City of West Covina Portfolio Details
November 30, 2001
AVERAGE
11 /30/2001
10/31 /2001
INVESTMENT
INVESTMENT
ISSUER
PURCHASE
MATURITY
DAYS TO
CUSIP
RATE
YIELD
COST
PAR
MARKET
MARKET
NUMBER
TYPE
DATE
DATE
MATURITY
VALUE`
VALUE'
5463
MTN
MERRILL LYNCH & CO INC
01/14/99
12/10/01
59018SC85
6.1000
6.1000
1,01060.00
1,000,000.00
1,000,540.00
1,003,610.00
5499
MTN
ASSOC. CORP OF N.A.
06/16/00
09/30/02
045906KB9
6.7300
6.5200
987,540.00
1,000,000.00
1,031,570.00
1,034,790.00
5460
MTN '
MERRILL LYNCH & CO INC
10/05/98
02/12/03
590188HZ5
6.0000
5.7900
2,015,010.00
2,000,000.00
2,071,780.00
2,081,620.00
5462
MTN
SALOMON SMITH BARNEY HLDGS 1
10/14/98
05/15/03
79549BCL9
6.2500
5.9900
1,000,950.00
1,000,000.00
1,043,710.00
1,048,220.00
5491
MTN
COMMERCIAL CREDIT COMPANY
04/24/00
08/01/04
201615DS7
6.5000
6.1400
972,370.00
1,000,000.00 .
1,057,980.06
1,070,510.00
5493-
MTN
GENERAL ELECTRIC CAPITAL CORP
06/15/00
02/15/05
36962GUM4
7.2500
6.6200
1,002,970.00
1,000,000.00
1,094,670.00
1,106,590.00,
5494
MTN _
FORD MOTOR CREDIT CO
06/15/00
03/15/05
345397SQ7
7.5000
7.2000
995,903.47
1,000,000.00
1,042,030.00
1,039,680.M
5495
MTN
HEWLETT-PACKARD CO
06/15/00
06/15/05
428236AD5
7.1500
6.7600
998,750.00
1,000,000.00
1,057,740.00
1,075,250.
705
8,988,553.47
9,000,000.00
9,400,020.00
9,460,270.00
s 1598
f
TOTALS:
62,250,636.28
60,941,066.56
64,943,902.86
65,843,914.11
"MARKET VALUES HAVE BEEN PROVIDED BY UNION BANK.
Note: Average Maturity - Liquid, variable rate interest accounts including the Wells Fargo Sweep, LACIP and the Marquette Money Market were not Included in calculation of average maturity
because the City has no control over the term of underlying investments and funds can be withdrawn at any time. LAIF was included because excluding this sizeable balance skews the overall average.