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02-01-2005 - 2004/05 Fiscal Year Mid-Year Budget Update• TO: Andrew-G. Pasmant, City Manager and City Council FROM: Tom Bachman, Director Finance Director SUBJECT: 2004-05 FISCAL YEAR MID -YEAR BUDGET UPDATE RECOMMENDATION: It is recommended that: City of West Covina MEMORANDUM AGENDA Item No.: G-5 Date: February 1, 2005 1. The City Council receive and file the budget update report, and provide direction as appropriate on the balance of the recommendations. 2. The City Council grant authority to the City Manager to reduce department budgets by an amount equal to 50% of salary savings generated by position vacancies for miscellaneous employees and 15% of salary savings generated from sworn public safety personnel vacancies. 3. Authorize re -amortizing the unfunded liability.of the public safety retirement plan to achieve cash -flow savings of $810,000. 4. Provide direction to staff as to the formation of a citizens budget committee. DISCUSSION: The City adopted a General Fund budget for the 2004-05 fiscal year that contained a $5,356,141 budget gap. This amount increased by $380,885 as a result of the carryovers from the 2003-04 fiscal year. This is the sixth consecutive year in which the City has adopted a General Fund budget that has contained a gap between revenues and expenditures. Despite $1.5 million in cuts, the 2004-05 gap increased from the gap in 2003-04 by $3 million due largely to a $3.6 million increase in retirement contributions to the Public Employees Retirement System and the state shifting anadditional $1.1 million of City property tax to the ERAF fund. These retirement contributions are projected to increase again in the 2005-06 fiscal year before leveling out in 2006-07. The $1.1 million property tax shift is scheduled to occur again in 2005-06 and cease thereafter. Additionally, the state is scheduled to repay the $1.8 million VLF backfill "gap loan" which was withheld from the City in 2003-04. Revenue Structure Change Fiscal year 2004-2005 is a year in which the City's revenue structure changed dramatically due to actions taken at the state level. The first change is the so-called "triple flip" which was adopted as part of the state fiscal recovery bonds approved by California voters in March 2004. Under the triple flip, one quarter of the City's sales tax revenue will be swapped for a like amount of property tax. This swap will remain in place as long as the fiscal recovery bonds are outstanding. The second major change in the revenue structure is the result of an agreement between the governor and local governments. It involves the elimination of the backfill portion of the vehicle license fee (VLF) revenues. As with the sales tax swap, the loss of VLF revenues will be replaced with a like amount of property tax revenues. This is a permanent shift and increases in future years for this revenue source will be tied to increases in assessed valuation in the City. Although these first two changes were intended to be revenue neutral, they do change the timing of when revenues are received by the City. The final major change to City revenues is the above -mentioned shift of City property tax to the ERAF (Educational Revenue Augmentation Fund) fund. The amount of the shift is $1.1 million per year for each of the next two years and is a net loss to the City in each of those years. As partof the agreement, the ERAF shifts will only last for two years instead of being permanent. Additionally, Proposition IA, a constitutional amendment adopted by 84% of the voters in November 2004, provides future safeguards for local government revenues. Actions Taken to Reduce Budget Gap Staff and the City Council continue to review options to close the budget gap both in the current year and in future years. Since the July 2004 budget adoption, the following adjustments have been made to the adopted budget reducing the current budget gap from $5.4 down to 4.3 million. Estimated Revenues 41,521,785 Appropriations (46,877,925) Adopted Budget Gap (5,356,140) Prepay PERS Contributions 132,189 Increase Parking Fines 75,000 Neighbor Parking Protection Zones 75,000 Reduce Police Vehicle Purchase 51,000 Charter Cable Franchise Audit 99,000 Recovery of L.A. County Prop A Park Maintenance. Funds 285,000 Cameron Community Center Reimbursement 75,000 Positions Vacancies 300,000 Adopted Budget Amendments 1,092,189 Amended Current 2004-05Budget Gap (4,263,951) 2003-04 Budget Carryovers (380,885) Amended 2004-05 Budget Gap. (4.644,8361 In addition to the above, the City Council previously approved the sale of the Wescove Theatre property by the Community Development Commission and using the proceeds to make an additional repayment on the City's loan to the CDC. This action will reduce the current budget gap down further to approximately $3.3 million. Greater detail regarding the budget is provided in Attachment .1 to this staff report. Position Vacancy Budget Adiustment Authority The City currently has 49 position vacancies in full time positions that have the potential to generate significant budget savings. Of the 49 vacancies, fourteen are sworn fire personnel that are being backfilled using overtime and three are sworn police officers (most of the public safety positions are currently in various stages of the recruitment process). Currently, departments are held accountable for their budget at the department bottom line, meaning that savings in one division or type of expenditure can be used in another division or other type of expenditure. This allows them to spend 100% of salary savings due to a position vacancy for personnel, supplies, services or equipment anywhere else within their budget. In order to capture budget savings from these vacant positions staff is proposing that the City Manager be given the authority to reduce department budgets by 50% of the monthly position cost of any vacant miscellaneous position for the each month that the position is vacant. As an incentive to encourage budget savings, departments would be allowed to retain the other 50% of the monthly salary savings for part-time help to backfill the position, provide a new incentive allowing departments to purchase equipment, or spend it on other types of supplies and services. Because of constant manning requirement and other safety issues that create overtime in the police and fire departments, staff is recommending that police and fire budgets only be reduced by 15% of position vacancy savings for sworn public safety personnel and that the departments retain 85% of the savings to provide for adequate staffing. Since. department supplies, services and equipment budgets have been either reduced or held at status quo for the last three years, this would give them the discretion to manage their salary savings to best meet their department needs, while at the same time allowing the City to identify and capture those savings monthly by reducing the budgets of the affected departments. Because this effectively adjusts the total budget, staff is requesting that the City Council grant this authority to the City Manager. Reports of these savings would then be reported to City Council with regular budget updates. Currently, General Fund savings through six months of the fiscal year, excluding police and fire sworn personnel, are estimated at $310,000 and are projected to be about $600,000 for the entire fiscal year. Under current budget control policies, departments have the ability to spend 100% of these savings elsewhere within their budget. By granting this authority to the City Manager, the City will benefit by retaining 50% of those savings and departments would benefit by having an incentive to manage vacancies and create budget savings that can be used in a manner that best meets their needs at that time. Public Safety Unfunded Liability Fresh Start Amortization The City recently met with an independent actuary to review the funding status of our retirement plans and projected contribution rates for the future. PERS had previously notified the City of our rates for the upcoming 2005-06 fiscal year. The safety plan combined contribution rate for 2005-06 will increase from the current rate of 36.9% to 40.8% (31.8 employer rate and 9% employee rate), and the miscellaneous rate will increase from 7% to 14% (7% employer rate and 7% employee rate). The rates are projected to flatten out after 2005-06 with only very minor decreases through 2010-11. An option available to the City to provide immediate relief from pension costs is to re -amortize ("fresh start") the current unfunded liability of the safety plan. The safety retirement plan had a $22.3 million unfunded liability at June 30, 2003, the latest date actuarial information is available. By re -amortizing the unfunded liability over a 20-year period the employer contribution rate would drop from 31.8% in 2005-06 to 27.3%. The actuarial consultant indicated that there is not any additional net present value cost of re -amortizing the unfunded liability. The fresh start actually pays down the current unfunded liability faster than the current amortization schedule (Attachment 2) and since PERS charges it assumed rate of return of 7.75% on the outstanding balance, this is also a benefit to the City. The estimated fresh start cash flow savings for the safety plan are estimated to be $810,000 in the first year. The fresh start is not available to the miscellaneous plan since that plan still had excess assets as of the last' actuarial valuation date. The process of re -amortizing the unfunded liability involves writing a letter to our actuary at Ca1PERS certifying that (1) the City is in financial hardship and (2) the City has notified both police and fire personnel of the re -amortization. Citizens Budget Committee At the goal setting session of the January 10, 2005 special City Council meeting Councilmember Hernandez recommended that a citizens budget committee be established to provide input into the budget process. This was discussed by City management staff and a consensus was that one member from each of the City's four commissions (Community Services, Human Resources, Planning and Senior Citizens) be appointed by council to the committee and that the committee also include a 2-3 members of the business community, which the City Manager would solicit volunteers. The value of this proposed committee makeup is that commissioners already have some familiarity of City operations and budget and that members of the business community are interested stakeholders that would provide a good balance to the committee. After gaining an overview of the budget using the current budget and the challenges facing the City in the upcoming years as well as the potential. solutions, this committee could be more active once a preliminary 2005-06 budget is presented. This committee would be open to public participation. Prepared by: Tom Bachman Director of Finance a Attachment 1 Shown below is a summary of the 2004-05 adopted budget with revenues and expenditures through the month of December (50.0% of the year). The $150,000 difference between the original budget and the adopted budget reflects the City Council's decision to increase certain parking fines subsequent to adoption of the budget. Certain of the larger revenue sources are running will below the 50% mark due to timing of when revenues are received during the fiscal year. Through the first six months of the year, the major revenue sources (sales tax, property tax, and interest income) appear to be on track with budget estimates. As for the remaining revenue sources, based on the information available at this time, there are no major fluctuations expected from their budgeted amounts. REVENUESOURCE Sales Tax % of Total 23.4% Original Budget 9,750,000 Amended Budget 9,750,000 YTD Actual 4,346,737 Balance RemainingReceived 5,403,263 44.6% Sales Tax Compensation Fund 7.8% 3,250,000 3,250,000 0 3,250,000 0.0% Property Tax 27.5% 11,439,000 11,439,000 2,379,206 9,059,794 20.8% Interest 10.3% 4,306,300 4,306,300 2,130,979 2,175,321 49.50o Franchise Tax 6.4% 2,650,000 2,650,000 100,000 2,550,000 3.8% Overhead Chargebacks 4.6% 1,900,000 1,900,000 933,468 966,532 49.1% Business License Tax 3.4% 1,400,000 1,400,000 200,600 1,19%400 14.3% Transient Occupancy Tax 2.0% 850,000 - 850,000 363,895 486,105 42.8% Vehicle In Lieu 2.0% 845,000 845,000 4921540 352,460 58.3% Other Revenues 7.8% 3,268,735 3,268,735 1,537,679 1,731,056 47.0% Transfers In/Internal Svc Charges 4.8% 1,862,750 2,012,750 897,498 1,115,252 44.6% Total Revenues 100.0% 41,521,785 41,671,785 13,382,602 28,289,183 32.1% Sales Tax - Although sales tax is at 44.6% through the first six months of the year, this does not include fourth quarter receipts, which is typically the largest quarter, and does include of the sales tax transfer from the Fashion Plaza CFD. Sales tax revenue at this time last year was $6,159,375 but that included the full one cent whereas this year is only paid at three-quarters of one cent due to the triple flip.. Sales tax appears to be on track to meet'their budget estimate at this point. Sales Tax Compensation Fund - This revenue source is the one -quarter cent sales tax that is being paid through property tax due to the triple flip. While this revenue source shows zero revenue through December, the City received $1,631,010 (50.2%) in January. This amount also includes the amount of sales tax withheld from the Plaza CFD. This revenue source will be reconciled to actual sales tax withheld in January 2006. Property taxes - Property tax revenues became a much larger share of the City's General Fund revenues as part on the state budget, now making up 27.5% of total revenues. Total property tax revenues now include $5.8 million in supplemental property taxes in lieu of VLF fees and a deduction of $1.1 million for the ERAF shift. Due to the timing of when revenues are received under the new payment schedule, total property taxes are only at 20.8% but should be on track to meet their budget estimate. Interest - Interest income is pretty close to where it should be at this time of the year. $3.4 million (81 %) of all interest income in the General Fund comes from loans to the redevelopment agency. Franchise Tax - Franchise tax receipts are only at 4% due to the fact that most payments are not required to be made until later in the year. This is consistent with prior years. Overhead Chargebacks - These are budgeted chargebacks to various department and funds that receive external funding. This revenue source should meet its budget projection. Business License Tax - Business license revenues are only at $200,600 (14.3%) due to most revenue from this source being due in January. This amount was $224,157 at this time last year. Transient Occupancy Tax - Transient occupancy taxes are at $363.895 (42.8%) of budget and only include five months for the year. This is 20% above last year's. total of $302,193 at the same time of year. Motor Vehicle in -lieu - This revenue source was reduced by approximately 87% as part of the state budget and the revenue loss is replaced with a like amount of property tax revenue. This revenue source is running ahead of budget at this time due to large payments at the beginning of the fiscal year as the state was adjusting to the new formula for distributing this revenue. Other Revenues -This revenue source contains all other revenues and is at $1,537,726 (47.0%) for the year. This exceeds last year's total of $1,427,628 at the same time of year. Fund Transfers - This revenue source includes transfers from the Traffic Safety, Public Safety Augmentation and West Covina Service Group Funds. This revenue source should end up the year right at its budget estimate. A chart of expenditures for 2004-05 is shown below. EXPENDITURES ity Council % of 0.5% Original 224,373 Amended 229,173 101,090 Balance 128,083 % 44.1% eneral Administration 2.2% 1,025,696 1,030,296 462,226 568,070 44.9% ity Clerk 1.5% 688,710 688,909 208,761 480,148 30.3% Finance 4.0% 1,852,985 1,884,985 896,013 988,972 47.5% Human Resources 1.3% 591,658 618,931 208,625 410,305 33.7% Planning 1.1% 506,531 513,973 248,041 265,932 48.3% Police 44.8% 21,074,542 21,069,132 10,344,776 10,724,356 49.1% Fire 29.0% 13,677,973 13,636,896 6;401,473 7,235,423 46.9% Communications 4.1% 1,937,301 1,938,726 806,999 1,131,727 41.6% Public Works 8.2% 3,871,886 3,880,890 1,752,149 2,128,741 45.1% Community Services 1.8% ' 843,586 844,786 376,153 468,633 44.5% Environmental Management 0.4% 168,08 1%084 65,028 103,057 38.7% Transfers Out 0.8% 353,500 353,500 3,413 350;087 1.0% Total Operating Budget 46,816,825 46,858,281 21,874,747 24,983,535 46.7% Capital Projects Total 0.5% 61,100 217,359 44,890 172,468 20.7% General Fund Budget Total 100.0%1 46,877,9251 47 075,6401 21,919,6371 25,156,0031 46.6% Most departments are running below the 50% mark midway through the year due in part to the many position vacancies. A proposal that is part of this agenda item addresses some of the potential budget savings from those vacancies. Additionally, the ambulance service that was approved by the City Council in June 2004 did not begin operation until mid -October and is the reason the fire department is running below the 50% mark. 2005-06 BUDGET OUTLOOK Despite $1.5 million in cuts, the 2004-05 gap increased from $2.4 million in 2003-04 million to $5.4 million. ,This was due largely to a $3.6 million increase in retirement contributions to the Public Employees Retirement System and an additional $1.1 million property tax shift to the ERAF fund. The current year budget gap should be reduced by almost $2 million down to $3.3 million due to a number of one-time actions previously noted in this report. The gap will again grow to approximately $7 million in 2005-06 due additional increases in the PERS retirement _contribution rates.. Staff is proposing a number of actions that have the potential to significantly reduce this gap without cutting any services. Additional budget cuts will be presented to the City Council throughout the budget process for their consideration. Those potential actions and the effect on the budget are shown below. The amounts shown are the best estimates at this time and will be firmed up during the budget process. Additionally, certain items will affect employees and the City will need to meet with employee groups before acting on those items. Ou e E Estimated Projected Projected Projected Projected 2004/05 2005/06 2006/07 2007/08 2008/09 Projected Available Fund Balance 19,071,017 11,934,004 6,821,518 399,313 8,077,247 Projected Budget Deficit Budget Solutions. 1 Ambulance Subscription Program 2Increase RDA repayment to City 3Pre-pay PERS 4Fresh-Start for Public Safety PERS (5,356,140) (7,137,013) (5,112,486) (7,220,831) (7,677,935) 50,000 100,000 150,000 200,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 125,000 125,000 125,000 125,000 800,000. 824,000 848,720 874,182 8Limit Expenditure growth (1% below Rev.) 9BKK Commercial Development 10Economic Development Activity 11 New Revenue Sources 12Value Chain Analysis - Re -engineering 13Zero Capital - Use Savings 141-ocal Tax Ballot Measure 250,000 250,000 250,000 250,000 600,000 200,000 400,000 600,000 200,000 350,000 500,000 Current Year Budget Savings 1,092,189 2003-04 Budget Carryovers (380,885) Potential. Deficit (3,644,836) (4,319.013) (1.7 (3.1 3.663.753i Potential Available Fund Balance 20,782,321 16,463,309 14,675,822 11,478,712 7,814,958 Projections indicate that the City's cash reserves will be spent at the end of the 2007-08 fiscal year. It is imperative that the City address these budget gaps immediately and devise a plan to close the gap so as to avoid severe cuts in the not to distant future. Staff recommends that a balanced plan be developed that includes reductions in service levels, economic development that generates significant new revenue, and new revenue sources. 0 Attachment 2 Year Current Amortization Amortiz ation Period $ Payment % Pay Fresh Start Period 20 $ Pa ment % Pa 2005/06 $ 24,385,872 12.1 $ 2,620,085 15.2% $ 24,385,872 20 $ 1,841,893 10.7% 2006/07 23,556,058 12.1 2,531,462 14.3% 24,363,842 19 1,901,755 10.7% 2007/08 22,753,927 12.1' 2,445,215 13.3% 24,277,967 18 1,963,562 10.7% 2008/09 21,979,157 12.1 2,361,263 12.5% 24,121,280 17 2,027,37710.7°/ 2009/10 21,23.1,487 12.1 2,279,526 11.7% 23886,206 16 2,093,26710.7% 2010/11 20,510,718 12.1 2,199,926 10.9% 23,564,520 15 2,161,298 10.7% 2011/12 19,816,716 12.2 2,122,389 10.2% 23,147,284 14 2,231,541 10.7% 2012/13 19,149,415 12.2 2,046,839 9.5% 22,624,799 13 2,304,066 10.7% 2013/14 18,508,820 12.2 1,973,206 8.9% 21,986,539 12 2,378,948 10.7% 2014/15 17,895,012 12.3 1,901,420 8.3% 21,221,083 11 2,456,264 10.7% 2015/16 17,308,150 12.4 1,831,413 7.7% 20,316,049 10 2,536,092 10.7% 2016/17 16,748,476 12.4 1,763,117 7.2% 19,258,011 9 2,618,515 10.7% 2017/18 16,216,320 12.5 1,696,468 6.7% 18,032,417 8 2,703,617 10.7% 2018/19 15,712,105 12.7 1,631,402 6.3% 16,623,502 7 2,791,485 10.7% 2019/20 15,236,354 12.8 1,567,858 5.8% 15,014,188 6 2,882,208 10.7% 2020/21 14,789,693 13.0 1,505,775 5.4% 13,185,978 5 2,975,880 10.7% 2021/22 14,372,859 13.2 1,445,09.3 5.0% 11,118,848 4 3,072,596 10.7% 2022/23 13,986,710 22.5 982,444 3.3% 8,791,121 3 3,172,455 10.7% 2023/24 14,050,877 26.2 905,701 3.0% 6,179,340 2 3,275,560 10.7% 2024/25 14,199,678 31.3 835,167 2.6% 3,258,119 1 3,382,015 10.7% 2025/26 14,433,227 12.7 1,498,208 4.6% - - - - 2026/27 13,996,622 12.7 1,452,887 4.3% - - - - 2027/28 13,573,224 12.7 1,408,937 4.1% - - - - 2028/29 13,162,634 12.7 1,366,317 3.8% - - - 2029/30 12,764,464 12.7 1,324,986 3.6% - - - - 2030/31 12,378,339 12.7 1,284,905 3.4% - - - 2031/32 12,003,895 12.7 1,246,037 3.2%- 2032/33 11,640,777 12.7 1,208,344 3.0%- 2033/34 11,288,643 12.7 1,171,792 2.8% - - - 2034/35 10,947,162 12.7 1,136,345 2.60 - - - 2035/36 10,616,010 12.7 1,101,970 2.5% - - - -