01-17-1995 - BKK Class I and Class III Financial AssistanceCity of West Covina
Memorandum
AGENDA
TO: Mayor and City Council Members
City Manager ITEM NO. K- le
DATE 1117.195
FROM: City Attorney ®PRINTED ON RECYCLED PAPER
SUBJECT: BKK Class I and Class III Financial, Assistance
If the City Council desires to discuss the litigation implications of the reports from Mr.
Kightlinger on the Financial Assurances for the Class I and III landfills. I recommend
we do that in closed session.
A Notice for this ( has been included in this evening's agenda.
purpose g g
Respectfully,
Elizabeth Dixon
City Attorney
ro: ataroira From: Jeffrey Kightlinger
1-13-95 10:58an p. Z of 4
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BURKE, WILLIAMS & SOI ENSEN
IFFIC,E tt_lK IO-RANTVUM
TO: City Mann cr CC: S. Saniarliego
City Attorney
FILE NO.. 00396-265
FROM: Jeff Kightlinger
DATE: January 13, 1995
RE: Financial Assurances; Class [II Site
The following is an update on the status of BKK s financial assurances for the BKK [. andfill -
Class III facility. Separated financial assurances are required for BKK's closed Cla..s I (hazardous
waste) facility.
CURRENT STATUS
BKK has a trust fund fi6ncial assuramces mechanism on file with the California Integrated
Waste Management Boards (C[ WMB) from 1992 which has been approved for closure and post -
closure costs. However, after proposing the trust fund mechanism, BILK decided not to fund
the mechanism. Instead, BKK proposed an insurance policy financial mechanism to replace the
trust. fund. The CIWMB Ihas reviewed thepolicy and found it deficient in a number of ways.
The CIWMB met with BKK on December 12, 1994 and detailed the changes that need to be
made to the policy before �itwill meet legal requirements. BKK submitted a letter last week to
the CIWMB with its interpretation as to why the proposed insurance policy actually meets legal
requirements. The CIWMB has not responded to this letter.
1
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To: Starbird From: Jcffrev Kightlinger
1-13-95 10:50an p. 3 of 4
City Manager, City Attorn
City of West Covina
January 13, 1995
Page 2
LEGAL REQUIREMENTS
The enacting financial assurances regulations required landfill operators to have financial
assurances in place by August 17, 1%9. The operator is entitled to choose from several
different financial tnechanisnLs to satisfy the financial assurances requirement." BILK supplied
the CIWMB with a trustfund mechanism which was approved by the CIWMB as a proper
mechanism in 1992.2' However, BKK never funded the trust fund except for a start up
payment of $5,ow. This failure to fund is a violation of the requirement that the mechanism
be adequateto cover estimIated closure and post -closure costsY
Closure/post-closure insurance was authorized as an acceptable mechanism in 1992 by Senate
Bill 610 to bring California! into conformance with Federal regulations. In 1993, BKK submitted
an insurance policy to the CIWMB to replace the trust. fund. As California has not yet adopted
regulations covering insurance policies, the CIWMB has analyzed BKK's policy using Federal
regulations on insurance i licies."
Federal regulations requue that the policy must guarantee that funds to the full face amount of
the policy will be available whenever closure occurs regardless of the status of the premiums at
that time.5r The policy must. provide funds in an amount to cover estimated costs of closure,
post -closure and corrective action;!' ensure that funds will be available in a timely manner when
1-r Pub. Res. Coale § � 3t501; 14 CCR § 18283
a Trust agreement between BKK and Sanwa Bank entered September 10, 19r— satisfied
the requirement to establish financial assurances mechanism, 74 CCR § 78284.
31. 14 CCR 18282.
dr 40 CFR §§ 264.745(e); 258.74(d). The CIWMB has proposed regulations to cover
insurance policies.which may be adopted by April 1995 but until such regulations are
adopted, the CIWMB wi11 continue to use the Federal regulations.
sr 40 CFR § 258.74(d)(2).
40 CFR § 258.74(I)(1).
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lo: Starbirb I Frow: Jeffrey Kiqhtlinqcr . 1-13-95 10:59an p. 4 of 4
C�
City Manager, City A
City of West Covina
January '13, 1995
Page 3
nae.ded;2' allow assiglinient� to successors;' allol%kr for annual ad_julgments for inflation;y' and
must. be legally binding and enforceable under Federal and 5tAte law.''
INSURANCE POLICY
CIWMB has determined that. BKK's most recent insurance policy does not meet the legal
requirements discussed above. The CIWMB met with BKK in September and December and
went over the deficiencies with the policy in detail. The chief problem appears to be thatthe
policy is limited to the amounts of the premiums until all premiums are. paid. The. CIWMB is
insisting that the policy miist be in effect for the full face amount from day one of coverage
regardless of the status of the premiums.
There are a number of oth Ir problems that. the CIWMB has noted in the areas of how funds are
disbursed from the policy,) naming the CIWMB as the Regulatory Body in the endorsement,
allowing CIWMB to disburse funds to cover costs of CIWMB or authorized third party should
BKK fail to perform, etc. BKK initially responded that many of the noted deficiencies were
procedural and could be quickly remedied. Other changes, however, require meeting with the
insurance company and making substantial chants in thestructureof the policy. The CIWMB
has. placed BKK under no official deadline to respond but has informed BKK it is not in
compliance with the regulations regarding financial assurances for the Class III facility. BKK
last week sent a submittal to the CIWMB containing its analysis that BKK's current policy
actually does comply with the Federal regulations. The CIWMB has not responded to this
submittal yet. We are attempting to get a copy of BKK's submittal to the CIWMB.
i
40 CFR § 258.74(I)(2).
40 CFR § 258.74(d)(Sj.
40 CFR § 258.74(d)(7).
40 CFR M.74(1)(4).
T AX2c117667.2
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rrom: Jettrey Nightlinger
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1-13-95 1�:49an P. 2 of 4
Qi
TO: City Mallagel
City Attorne3
FROM: Jeff Kightlinj
DATE: January '13, 1
RI,: Financial Ass
�URKE, WILLIAMS & SORENSEN
FFICE MEN112I ANDUIts
CC: M. Miller
FILE NO. 00346-265
Class I Site
The following is an update on the status of BKK's financial assurances for the BKK Landfill -
Class I facility. Separate financial assurances are required for BKK's operating Class III (solid
waste) facility in West Covina.
CURRENT STATIJS
The State Department of Toxic Substances Control (DTSC) has informed us that BKK's
insurance policy for the past -closure maintenance of the Class I facility was approved by DTSC
at the staff level on January 9, 1995.
LEGAL REQUIREMENTS
An insurance policy for post -closure maintenance- is a permissible financial assurances
mechanism under the law.'l-r The policy must be issued in a face amount equal to the current
post -closure cost estimate,.guarantee that funds will be available for the entire post-closurecare
period, be maintained for thirty (30) years or such shorter or longer period as DTSC requires,
and allow assignment of th policy to any successor.'' The amount of the policy hinges on the
it 22 C. C. R. § 66264 745.
- 22 C. C. R. § 66264. 74_5 (e).
io: jin �tarbirU I From: Jeffrey Kiqhtlinger 1-13-95 10:49an p. 3 of 4
0
City Manager, City At
City of West. Covina
January 13, 1995
Page 2
estimates for remaining
adjusted by the operator
)surecare for the facility which areto reviewed annually and
ingly.-I
As BKK's insurance policy, ,aq so recently reproved by DTSC, we have not had a chance to
review the language of this policy; the policy we did review was an earlier version. According
to DTSC staff in telephone "versations, all of the above requirements. are met. by BKK's most
recent policy.
The most critical question that we raised repeatedly with DTSC was the premium and payout
issue. The proposed polieyllias a premium period of several years and our concern was what
would happen should BKK default on the policy in the next few years. DTSC staff believes that
these concerns are nnet by language in the policy which states that the issuing insurance company
agrees to be bound by the Federal and State regulations in existence today. Current regulations
state that for cancellation due to non-payment of premiums, the insurance company shall give
DTSC 120 days notice before cancellation shall be effective. The policy cannotbe terminated
by the insurance company if one of the following occurs within that '120 day period: DTSC
deems the facility abandoned; or, interim status is revoked by DTSC; or, closure is ordered by
DTSC or a court; or, the operator is named as a debtor in a bankruptcy action; or, the full
premium is paidY My reseiarch indicates that this issue has never been litigated in the United
States.
INSURANCE POLICY
The actual policy filed by BKK is for the current estimated post -closure costs and has been
issued by the Steadfast Insurance Company. DTSC has determined thatthe policy meets all the .
legal requirements contained in the.regulations and which are briefly described above.
Steadfast is part of the Zurich -American Insurance Group of companies. Steadfast has a 1994
rating of "A+" in Best's Ratings; an "A+" rating is "superior". Each pool member of Zurich
currently has an "A+" rating. The Financial Size Category is listed as Class XY, which means
sr
ar
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22 C. C. R. §§ 66264,.144(b); 66264. 745.
22 C. C. R. § 66265. J43.