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10-19-2010 - 2009-10 and 2010-11 Fiscal Years Budget Update - Budget Update report (2).doc TO: Andrew G. Pasmant, City Manager and City Council FROM: Tom Bachman, Assistant City Manager/Finance Director SUBJECT: 2009-10 AND 2010-11 FISCAL YEARS BUDGET UPDATE RECOMMENDATION: It is recommended that the City Council take the following action. Receive and file the budget update. Appropriate $38,000 of CDBG funds to the Street Barrier Removal Project (131.81.8025.7200. Un-appropriate $324,594 from the Community Development Commission budget to reflect the elimination of two Senior Project Manager and one Project Coordinator positions. DISCUSSION: This report contains a review of the 2009-10 fiscal year, the first quarter financial report for the 2010-11 fiscal year, and finally a look forward to the 2011-12 fiscal year and the significant fiscal challenges that still lie ahead for the City. FY 2009-10 – PRIOR FISCAL YEAR REVIEW General Fund For the year that just ended on June 30, 2010, the 2009-10 General Fund preliminary budget, as first presented to the City Council contained a $9.5 million deficit. The deficit was the result of expenditure growth far outpacing revenue growth in previous fiscal years and that situation was compounded by a significant downturn in the economy, which negatively affected most of the City’s revenue sources. The City Council approved a number of actions during that budget process that reduced the deficit in the General Fund by almost $5 million. Many of those actions were one-time measures that would not be available to the City in future years including prepayment of the PERS contribution which saved $750,000, and transfers totaling $1.9 million from the self-insurance, park dedication fees, and vehicle replacement funds. The City ultimately adopted a General Fund Budget for fiscal year 2009-10 with a $4.6 million deficit. During the fiscal year, most of the City revenue sources continued to decline including the top four revenue sources: property tax, sales tax, franchise fees, and interest income. Property taxes decreased $957,312 (5.2%) from the 2008-09 total and sales tax decreased $1.5 million (12.2%) from the previous year. Franchise fees decreased by $419,293 (11.9%), while interest income decreased by $215,800 (7.4%). Additional double-digit decreases were experienced in licenses and permits, down $180,666 (16.6%), and transient occupancy taxes, down $140,163 (17.8%). The lone bright spot on the revenue side was business licenses, which increased by $247,072 (13.5%) due to more aggressive enforcement efforts. In all, total revenues were down by $2.9 million (5.5%) from the previous year. Revenues for the year fell short of their budget estimates by almost $1.45 million with $1 million of that coming from sales tax and the sales tax reimbursement agreement with the Community Development Commission (CDC). While revenues fell short of their budget estimate, this shortfall was more than offset by savings on the expenditure side of the budget. All departments came in under budget. Most notably, the Police Department came in $1.1 million under budget and another $675,000 was saved in transfers from the General Fund to the debt service fund due to extremely low interest rates on the City’s outstanding variable rate debt. Additionally, Public Works came in $327,137 under budget, while Finance came in $169,142 under budget. Much of the savings in the operating departments was due to freezing vacant budgeted positions. This freeze was put in place with the knowledge that many positions would need to be eliminated in the 2010-11 fiscal year and in an effort to avoid layoffs. Total expenditures were $2.6 million under budget. Below is a summary of the General Fund results for the 2009-10 fiscal year. These amounts are unaudited, but are not expected to change materially. This available, or cash, fund balance is insufficient to meet the City’s ongoing cash flow needs and necessitated short-term borrowing in the 2010-11 fiscal year. 2009-10 Fiscal Year Budget Summary  Original Amended YTD Balance %    Budget Budget Actual Remaining Received  Total Revenues   51,172,400  51,187,540  49,736,462 1,451,078 97.2%  Total Expenditures    55,818,070  56,119,884  53,560,890 2,558,994 95.4%   Budget Surplus/(Deficit)    (4,645,670)  (4,932,344)  (3,824,428)                 Available Fund Balance   9,868,026       Total Fund Balance  31,672,893     Other Funds Other funds that provide funding for ongoing operations have also been affected by economic conditions, specifically those special revenue funds that are sales tax based such as Prop A Transit, Prop C Transit, and Prop 172 Public Safety Augmentation. These funds were all down 8 – 10 percent below their budget estimates. The transit funding has been helped, however, by the addition of Measure R funds, which generated $716,946 in its first year of funding. Gas Tax is another revenue that has struggled over the last couple of years. This revenue is based on a flat 18 cent per gallon tax and is allocated to cities based on population. Gas Tax revenue showed a slight increase in the current year after dropping 12 percent over the previous two years. This is another revenue source that provides ongoing operational funding for the City’s street maintenance program and while not a General Fund revenue, any reduction in this revenue means either a cut in services or the costs must be absorbed by the General Fund. The CDC was also impacted by state actions during 2009-10 as the state seized $6.5 million of tax increment funds from the CDC to be placed into the Supplemental Educational Revenue Augmentation Fund. The California Redevelopment Association filed suit on behalf of all redevelopment agencies to block this seizure of redevelopment funds, but lost this court battle. This court decision has been appealed. The CDC borrowed the funds to make the SERAF payment and will have to repay the Housing Fund in five years, further placing a strain on the CDC’s cash flow. The audited financial statements containing comprehensive results for all funds of the City will be presented to the City Council and the CDC Board at the second meeting in December. FY 2010-11 - CURRENT FISCAL YEAR FIRST QUARTER BUDGET UPDATE Due to the severe financial situation facing the City, a different approach was taken to preparing the 2010-11 Fiscal Year Budget. The Finance Department created a rollover budget that contained the same level of authorized personnel as was in the 2009-10 Budget but using 2010-11 costing, and the same dollar amount for supplies and services (non-personnel) budgets. The City had previously reduced service levels in the non-safety departments by 10-20 percent, and in safety departments by 5 percent, over the previous two years. This rollover budget carried forward those reduced service levels, which then served as the baseline for the 2010-11 Budget. This rollover approach was used for all funds in the City and the CDC budgets. This rollover approach produced an $8.7 million deficit in the City’s General Fund and was used as a starting point for discussions on how to reduce the deficit. All departments were directed to prepare recommendations for three levels of further budget cuts, each equal to 5 percent, for a total of 15 percent in reductions. Again, this approach was used for most funds within the City and the CDC. A 15 percent cut in expenditures across all departments would eliminate the General Fund budget deficit, but would have resulted in dramatic service reductions and employee layoffs. During the budget adoption process, the City Council reduced service levels that included a 5 percent salary reduction for all non-sworn personnel, 5 percent service reductions in non-safety departments, fire department service cuts totaling almost $2 million and police department service cuts totaling $1.7 million. Prior year cuts were mainly done in non-safety departments, but with almost 80 percent of the General Fund budget being allocated to public safety, these levels of cuts to the police and fire budgets needed to occur to have any sort of impact on the deficit. Despite these cuts, front line public safety has remained a priority of the City Council. These reductions resulted in the elimination of an additional 30 full time positions, including seven vacant sworn police positions, fifteen sworn fire positions, and eight vacant non-sworn positions. Six of the sworn fire positions are firefighter/paramedics that are assigned to one of the ambulance squads and as proposed will be replaced with part-time emergency medical technicians. Reduction of the ambulance squad requires the City to meet and confer with the Fire Association. If the association does not agree to this reduction, the City will be forced to look elsewhere in the Fire Department to achieve those savings. The Adopted General Fund Budget includes $48.9 million of estimated revenues and $52.7 million of appropriations, resulting in a $3.8 million deficit. Revenues in 2010-11 are projected to decrease by 1.6 percent below the 2009-10 estimates while expenditures are projected to decrease by 4.2 percent. Since adoption of the budget, the City has identified an additional Prop A exchange that resulted in additional General Fund revenue of $270,000. This has reduced the gap to $3.56 million. There will also be a limited amount of operating carryovers from the 2009-10 fiscal year that will increase the gap to approximately $3.7 million. Many of the major revenues such as property taxes, franchise taxes, sales tax compensation fund (triple flip), and business licenses are not received until later in the fiscal year so it is difficult to determine whether any major fluctuations are occurring at this early date. Some of those revenues that do come in monthly appear to have bottomed out and we are starting to see slow growth. Sales tax experienced growth over the same quarter last year for the first time in three years. The hotel occupancy tax, which was down 37 percent from two years ago, has shown double-digit increases in the first two months of the fiscal year. Building related revenues, however, do continue to perform at depressed levels. We are cautiously optimistic that we have bottomed out and that we now will start to see slow growth as the economy slowly rebounds. It is important to remember, however, how far revenues have fallen in the last few years; i.e., sales tax has decreased 22 percent and property taxes will decrease 10 percent. It is also predicted that this will be a slow climb back from these lows as high unemployment rates and continued uncertainty in the housing market will continue to be a drag on the economy. The chart below shows revenues at 26.3 percent through the first three months of the year. However, this includes the proceeds from the short-term borrowing the City had to do to meet its cash flow needs. When the $10 million in Tax Revenue Anticipation Notes (TRANS) proceeds is removed, revenues to date are at 9.9 percent for the year. This is due to fact that many of the City’s major revenues are not received until December and January. Expenditures are at 18.0 percent through the same period and again, this amount is somewhat distorted by the $10.1 million repayment of the TRANS that will occur later in the fiscal year. Most departments are in line with their budgets with the exception of the Fire Department, due to the fact that some of its budget cuts were not scheduled to take place until the second half of the fiscal year. Community Services is also running ahead of budget at this time due to a higher level of programming in the summer, including the 4th of July special event. This is a normal historical trend and the department will be within budget at the end of the fiscal year. Through the first three months of the year the City has experienced a negative cash flow of $5.7 million. This negative cash flow is expected to double by the end of November before property taxes and other major revenues start to flow into the City. The following chart is a summary of the 2010-11 adopted budget with revenues and expenditures through the month of September (25.0 percent of the year). REVENUE SOURCE % of Original Amended YTD Balance %   Total Budget Budget Actual Remaining Received  Property Tax 34.0%  16,644,000 16,644,000 249,712 16,394,288 1.5%  Sales Tax 24.5%  12,000,000 12,000,000 2,025,395 9,974,605 16.9%  Interest 4.9%  2,375,000 2,375,000 581,544 1,793,456 24.5%  Franchise Tax 6.7%  3,300,000 3,300,000 0 3,300,000 0.0%  Overhead Chargebacks 4.1%  2,000,000 2,000,000 469,852 1,530,148 23.5%  Ambulance Service 3.8%  1,850,000 1,850,000 266,453 1,583,547 14.4%  Business License Tax 4.0%  1,950,000 1,950,000 253,716 1,696,284 13.0%  Sales Tax Reimbursement 2.3%  1,115,000 1,115,000 0 1,115,000 0.0%  Transient Occupancy Tax 1.5%  750,000 750,000 110,685 639,315 14.8%  Other Revenues 10.9%  5,322,670 5,592,670 1,154,883 4,437,787 20.6%  Transfers In 3.3%  1,604,650 11,620,580 10,477,097 1,143,483 90.2%   Total Revenues 100.0% 48,911,320 59,197,250 15,589,335 43,607,915 26.3%  EXPENDITURES % of  Original Amended YTD Balance %    Total  Budget Budget Actual Remaining Expended  City Council 0.5% 268,164 268,164 51,250 216,913 19.1%  General Administration 1.9% 1,014,267 1,014,267 171,815 842,452 16.9%  City Clerk 1.3% 678,910 680,428 143,402 537,026 21.1%  Finance 4.5% 2,379,208 2,379,208 392,280 1,986,928 16.5%  Human Resources 1.1% 558,612 558,612 103,558 455,054 18.5%  Planning 0.9% 449,534 449,916 88,274 361,642 19.6%  Police 50.3% 26,540,575 26,562,900 5,565,471 20,997,429 21.0%  Fire 27.3% 14,421,136 14,428,329 3,299,020 11,129,309 22.9%  Public Works 8.9% 4,674,403 4,682,215 1,039,418 3,642,797 22.2%  Community Services 1.4% 739,488 739,488 194,973 544,515 26.4%  Transfers Out 1.9% 1,020,266 11,203,599 255,066 10,948,533 2.3%   Total Operating Budget   52,744,563 62,967,128 11,304,529 51,662,599 18.0%  Net Operating Budget Surplus/(Deficit)   (3,833,243) (3,769,878) 4,284,806 (8,054,684)    Capital Projects Total 0.0% 0 3,400 3,400 0 100.0%  General Fund Budget Total 100.0% 52,744,563 62,970,528 11,307,929 51,662,599 18.0%          Budget Surplus/(Deficit)   (3,833,243) (3,773,278) 4,281,406      LOOKING AHEAD While the City has made substantial cuts and eliminated 60 full-time positions without layoffs over the last three years, the General Fund budget gap is projected to grow in the next couple of years. While it appears that the recession has ended, revenue growth is expected to be slow and the City will still face a drop in property taxes revenues that have lagged the other declines in revenue the City has already experienced. Unemployment is expected to remain at elevated levels and the housing market remains uncertain. The impacts of the stock market losses in the PERS investment portfolio will cause large increases in the City’s pension costs over the next three years. Absent a new revenue source, which is unlikely at this time given the state of the economy and the negative public sentiment towards government which has only been made worse in the wake of the City of Bell scandal, the City will need to make even deeper cuts to service in the upcoming year. These further service reductions will be necessary due to the City’s use of reserve funds in recent years, which will no longer be available in the near future to fund operations. Some of the major issues are discussed further below. 2011-12 Fiscal Budget Outlook The City’s budget deficit for the 2011-12 fiscal is projected to be in the $6 - $7 million range. This increase in the deficit over the current year deficit is due to salary increases due to sworn public safety employees under existing MOUs that do not expire until June 2012, and the increases in pension costs that will occur over the next three years. In order to reduce the deficit to a more manageable level and preserve the City’s cash reserve, deeper cuts in fiscal year 2011-12 will need to be made to service levels. Moving forward, the City will need to also reduce the cost structure for its services, a great deal of which is tied up for another year due to those existing public safety MOUs. Increased Pension Costs CalPERS experienced a significant loss in its investment portfolio as a result of the downturn in the stock market during the last two fiscal years. The losses of 4.9 percent in 2007-08 followed by a loss of approximately 24 percent in 2008-09, will cause rates to increase drastically in the future. CalPERS has instituted a policy change whereby the large increases that were originally scheduled to take effect in 2011-12 will now be phased in over a period of three years beginning in 2011-12 and extending through 2013-14. Based on the information provided by CalPERS, projections are that over that three-year period the City’s rate will increase from 36 percent of pay for safety members to 49 percent, and the miscellaneous rates will increase from 17 percent of pay to 25 percent. By the end of the three-year period in 2013-14, the City will have to absorb an additional $4 million in pension costs and because of the 15-year smoothing method used by CalPERS, those higher rates will remain in place for 15 years. The City took the first step towards pension reform by instituting a two-tier pension for miscellaneous employees whereby new employees will be enrolled in the 2% @ 60 formula vs. 2.5% @ 55 formula for current employees. New hires in the miscellaneous category will also pay the employee share of pension contributions. While this will reduce pension costs over the long term, the City will need to take the next step and curb the cost increases it will experience in the next three years by having all employees pay for the employee contribution. This approach, including the two-tier system and employees paying the employee contribution, will also need to be implemented with the public safety bargaining groups when their contracts expire, as that is where the majority of the pension costs exist. Retirement Benefits Funding Another area where the City has seen rapid cost increases is retiree medical premiums. The City currently provides medical premiums at the Kaiser two-party rate for all public safety retirees and minimal coverage at the PERS minimum for all miscellaneous retirees. The City has a $45 million unfunded liability for retiree medical benefits. It would be prudent to consider pre-funding this liability, which will ultimately reduce the long-term cost of the benefit and will also result in higher expenditures in the near term. It would also be prudent to consider reducing level of benefits in the future and/or having the employees contribute to the pre-funding of this costly benefit. Retirement Incentives The City has been able to avoid layoffs as it has downsized the organization by 60 full time positions (15%) over the last three years. However, the reduction in staffing will need to continue in the upcoming year. Staff will be evaluating the 2011-12 budget in the upcoming months and an efficient method of reducing staff may include the use of retirement incentives as an alternative to layoffs. Staff will bring forward a staffing reduction plan for the City Council’s consideration in the upcoming months. Fire Department The City has made substantial reductions to the Fire Department budget over the last couple of years, reducing the number of sworn personnel from 80 members down to 62. While these reductions were necessary due to budgetary needs, it will only become more difficult in the future for the City to retain its own fire department, even in its reduced capacity, due to increasing costs of public safety personnel and equipment and the City’s lack of funding resources. The City is the only city in Los Angeles County with a population over 80,000 that does not have a locally dedicated tax such as a utility users tax, and has its own police and fire departments. Simply stated, the City does not have the funding resources to continue providing the same level of fire protection and suppression services to the community and should consider all options to providing these services. Some of these options include contracting with Los Angeles County which completely surrounds the City for fire suppression services; different staffing models such as using firefighters vs. firefighter/paramedics on certain apparatus or ambulance operators vs. firefighter/paramedics in ambulances; and the addition of a reserve firefighter program. Economic Development Goals The City has suffered significant sales tax losses in its retail base as a result of the downturn in the economy and the closure of several stores. The primary focus of staff will be to continue to work with existing property owners to assist in filling the vacancies caused by the store closures, especially the major centers, as well as assisting local businesses and developers in their remodeling and expansion projects. The success of these projects is a critical component to the City’s tax base and ability to fund public services. Some of those projects currently underway include the expansion of the Westfield Mall, the Country Club shopping center, the Penske dealership, and the Lakes commercial area. The City’s business model for funding government services is not sustainable in the long run and must be changed. West Covina does not have the revenue structure to continue to operate as a full service city of this size and will need to restructure its revenue stream, its cost structure, or both. Part of this restructuring will be the result of decisions on what level of services are expected in the community, who will provide those services, and what price people are willing to pay for those services. This restructuring will require a collaborative effort among all stakeholders – City Council, City management, employees, the businesses community, and residents. The use of a well-developed community survey could prove to be a valuable tool to gather information from the community as to how they feel on many of these issues and assist in the decision-making process. Appropriation Actions The Community Development Block Grant (CDBG) annually funds a variety of operating and capital projects. One of those projects is handicap-ramps at sidewalk locations throughout the City. The project was originally budgeted using $200,000 of CDBG funds, but due to an increase in the scope of the project, an additional $38,000 is needed to fund this increase. There are sufficient CDBG funds available to fund this increase. The Community Development Commission Department (CDC) has thirteen budgeted positions, with five of those positions currently vacant. The vacant positions include three Senior Project Manager, one Project Coordinator, and one Management Analyst positions. Due to the reduced redevelopment activity and the cash flow needs of the CDC, staff is proposing to eliminate two of the Senior Project Manager positions and the Project Coordinator position. The third Senior Project Manager position will remain vacant at this time, while the Management Analyst position will be filled on a part-time basis. Eliminating these three positions will free up $324,594 from the CDC budget. FISCAL IMPACT: None. _____________________________ Prepared by: Tom Bachman Assistant City Manager/Director of Finance Attachments: 1. 2009-10 General Fund Revenues and Expenditures 2. 2009-10 Non-General Fund Revenues and Expenditures 3. 2010-11 Non-General Fund Revenues and Expenditures